Debt settlement means paying less than you owe to close out an account balance. Many consumers hire debt settlement companies or attorneys to help them negotiate debt. You may be able to save money by ...

Discover how a Certified Consumer Debt Specialist can aid in debt relief and negotiation. Learn about their certification, benefits, and impact on your finances.

Debt settlement is the process of negotiating payoff of your outstanding debts, often for less than what you owe. While you can attempt this yourself, there are also companies that can negotiate on ...

Carrying debt has become a lot more expensive than it was just a few years ago — and that's due, in major part, to the current rate environment. Right now, the average credit card interest rate is ...

Struggling with debt isn’t easy, especially when there’s not a clear path forward. Many people see a light at the end of the tunnel with a debt settlement program, though — and indeed, these programs ...

The total collective household credit card debt nationwide hit a new high in the fourth quarter of 2024, reaching $1.21 trillion, an uptick of over $45 billion compared to the prior quarter. The ...

If a bill lands in collections, the fallout escalates quickly. So, you should know what to expect and how to fix it.

Credit and debit card spending was up in October, and it’s only expected to rise as the holiday season gets underway. Avoid more debt and gift yourself debt relief instead with these tips.

Some Credit Solutions of America clients say debt grew under guidance. DALLAS, July 24, 2009— -- In these troubled economic times, it seems as if it's impossible to turn on the radio without ...

It isn't always easy to pay off what's owed to the Internal Revenue Service (IRS), especially as interest and penalties begin to accumulate on your tax debt. The IRS penalties on unpaid tax debt can ...

Debt settlement is one solution for unaffordable debt, and there are lawyers and companies that settle debt for their clients. However, professional debt settlement can be expensive, depending on whom ...